Stress Free.
Credit and Debt Relief can help you eliminate your debt, so you can get on with your life.
One low monthly payment is all it takes.
So long as that payment plan is completed, all those enrolled debts will be resolved.
No catch, no unexpected fees!!
Credit and Debt Relief
We truly made our program stress free!
- We will establish the payment plan necessary to resolve all the debts you enroll with us.
- So long as that payment plan is completed, all those enrolled debts will be resolved.
- No catch, no unexpected fees!
Research
Our team assesses all your debts.
Plan
We calculate your plan. You pay one monthly payment until your completion date.
Debt Free
We use those payments, and no additional fees, to settle all debts on your behalf.
You're not alone. Millions of people are struggling with bills they can't afford to pay.
Credit and Debt Relief can help you erase your debt for good - without any extra fees or hidden charges. It's really that simple!
Pay Less
You could pay less than the amount claimed to be owed!
One Payment
Make one monthly payment to us and we’ll resolve your enrolled debts.
Are you juggling bills and stressed about your debt?
We’ll help you set up one easy payment that will take care of everything for you. So say goodbye to all that stress and hello to a brighter financial future.
Credit and Debt can be incredibly frustrating and overwhelming.
Are Creditors Harassing You?
Are you receiving threatening letters? Harassing call? We can put a stop to all that!
No End in Sight?
Frustrated trying to negotiate with multiple creditors? We handle that for you!
Join Our Easy Process:
Does it feel like your credit card payments will never end? Our Program can give you the light at the end of the tunnel you have been looking for!
Questions?
Our stress-free debt relief program follows a simple three-step process. First, our experienced attorneys assess all your enrolled debts and establish a manageable monthly payment plan tailored to your budget. Second, you make one convenient monthly payment to us instead of juggling multiple creditor payments. Finally, we use those funds to negotiate settlements with your creditors on your behalf, often for less than what you owe, until all enrolled debts are resolved. Unlike other companies, we don’t charge hidden fees or unexpected costs – just one transparent payment plan from start to finish.
Yes, debt settlement will temporarily impact your credit score. However, as an attorney-owned company, we help minimize this impact through strategic negotiation and proper documentation. While your credit may initially decrease during the settlement process, many clients see improvement within 6-24 months as their debt-to-income ratio improves and settled accounts are properly reported. Most importantly, if you’re already struggling with payments or considering bankruptcy, debt settlement often provides a better path to financial recovery with less long-term credit damage than other alternatives.
We can assist with most unsecured debts including credit cards, medical bills, personal loans, and department store cards. As attorneys, we’re also equipped to handle deficiency judgments from auto loans or mortgages, and we can address creditor harassment under the Fair Debt Collection Practices Act. We cannot settle secured debts like current mortgages or auto loans, and federal student loans typically cannot be included. However, we may be able to help with private student loans on a case-by-case basis.
Most clients complete our program within 12-48 months, depending on the amount of debt enrolled and their monthly payment capacity. As attorney-owned Credit and Debt Relief, we often achieve faster results than non-attorney companies due to our established legal relationships and negotiation experience. You can typically expect your first settlement within 4-6 months if you maintain your payment schedule. We provide a written timeline estimate during your free consultation that’s based on our actual settlement experience with your specific creditors.